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933243 Foreclosure - Anderson

Foreclosure Sale Publish July 1, 8, 15, 22, 29, August 5, 2009 NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE ...

Foreclosure Sale

Publish July 1, 8, 15, 22, 29, August 5, 2009

NOTICE OF MORTGAGE

FORECLOSURE SALE

THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION.

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NOTICE IS HEREBY GIVEN, that default has occurred in the conditions of the following described mortgage:

DATE OF MORTGAGE: July 12, 2007

ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $107,550.00

MORTGAGOR(S): Niki L. Anderson, a single person

MORTGAGEE: Mortgage Electronic Registration Systems, Inc.

TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc.

MIN#: 1000739-8181647582-7

LENDER: Bremer Bank, National Association

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SERVICER: GMAC Mortgage, LLC

DATE AND PLACE OF FILING: Filed July 17, 2007, Douglas County Registrar of Titles, as Document Number T 17731

LEGAL DESCRIPTION OF PROPERTY:

That part of Lot 14 and all of Lots 15 and 16, Block 5, Residence Park, according to the recorded plat thereof described as follows:

Commencing at the Northwest corner of said Lot 14;

thence South along the West line of said Lot 14 a distance of 3.48 feet to the point of beginning of the land to be described;

thence South 89 degrees 59 minutes 00 seconds East 149.76 feet to the West line of the alley as dedicated in said Block Five;

thence North 00 degrees 02 minutes 29 seconds East along said line 83.50 feet to the Northeast corner of said Lot 16;

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thence North 89 degrees 59 minutes 00 seconds West along the North line of Lot 16 a distance of 149.82 feet to the Northwest corner of said Lot 16;

thence South 83.50 feet to the point of beginning.

Containing 0.29 acres more or less.

PROPERTY ADDRESS: 1407 Cedar St, Alexandria, MN 56308

PROPERTY IDENTIFICATION NUMBER: 63-2191-000 CERT NO. 3611

COUNTY IN WHICH PROPERTY IS LOCATED: Douglas

THE AMOUNT CLAIMED TO BE DUE ON THE MORTGAGE ON THE DATE OF THE NOTICE: $107,754.55

THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof;

PURSUANT, to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows:

DATE AND TIME OF SALE: August 13, 2009, 10:00am

PLACE OF SALE: Sheriff's Main Office, 216 7th St. W, Alexandria, MN 56308

to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorneys fees allowed by law, subject to redemption within 6 months from the date of said sale by the mortgagor(s), the personal representatives or assigns.

"THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES SECTION 582.032 DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN 5 UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED."

Dated: June 25, 2009

Mortgage Electronic

Registration Systems, Inc.

Mortgagee

SHAPIRO, NORDMEYER

& ZIELKE, LLP

BY

Lawrence P. Zielke - 152559

Diane F. Mach - 273788

Kristine M. Spiegelberg - 308845

Melissa L. Baldridge Porter - 0337778

Attorneys for Mortgagee

12550 West Frontage Road,

Ste. 200

Burnsville, MN 55337

(952) 831-4060

PURSUANT TO THE FAIR DEBT COLLECTION PRACTICES ACT, YOU ARE ADVISED THAT THIS OFFICE IS DEEMED TO BE A DEBT COLLECTOR. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THIS NOTICE IS REQUIRED BY THE PROVISIONS OF THE FAIR DEBT COLLECTION PRACTICES ACT AND DOES NOT IMPLY THAT WE ARE ATTEMPTING TO COLLECT MONEY FROM ANYONE WHO HAS DISCHARGED THE DEBT UNDER THE BANKRUPTCY LAWS OF THE UNITED STATES.

933243

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