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647790 Foreclosure - Wipper

Mortgage Foreclosure Publish January 16, 23, 30, February 6, 13, 20, 2008 NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION.

Mortgage Foreclosure

Publish January 16, 23, 30, February 6, 13, 20, 2008

NOTICE OF

MORTGAGE FORECLOSURE SALE

THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION.

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NOTICE IS HEREBY GIVEN, that default has occurred in the conditions of the following described mortgage:

DATE OF MORTGAGE: July 14, 2006

ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $295,000.00

MORTGAGOR(S): Gerald L. Wipper and Michelle L. Wipper, husband and wife

MORTGAGEE: Mortgage Electronic Registration Systems, Inc.

DATE AND PLACE OF FILING: Filed July 17, 2006, Douglas County Recorder, Document No. A285263

LEGAL DESCRIPTION OF PROPERTY:

Part of Sublot 1 of Subdivision of Government Lot 5, Section 5, Township 127, Range 39, together with the meandered land and accretion formed by the drying of Lake Oscar, described as follows: Commencing at an iron monument on the Southeast corner of Sublot 1 (also being M.C. #106), thence along the Easterly line of said Sublot 1, North 37 degrees 56 feet 00 inches West 1138.91 feet to a point in the Southerly right of way line of Trunk Highway No. 27; thence along said right of way line, South 79 degrees 39 feet 00 inches West 62.60 feet; thence South 232.58 feet to the point of beginning of the tract herein described; thence North 232.58 feet; thence South 79 degrees 39 feet 00 inches West 101.65 feet; thence South 154.82 feet; thence South 34 degrees 12 feet 26 inches West to the shoreline of Oscar Lake; thence along said shoreline Southeasterly to a point in a line that bears South 39 degrees 55 feet 32 inches West from the point of beginning; thence North 39 degrees 55 feet 32 inches East to the point of beginning, containing 0.44 acre more or less AND also that part of Sublot 1 of Subdivision of Government Lot 5, Section 5, Township 127, Range 39 bounded on the North by the centerline of Trunk Highway No. 27 and bounded on the South by the Northerly line of said 0.44 acre tract and bounded on the East and West by the Easterly and Westerly lines extended of said 0.44 acre tract.

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COUNTY IN WHICH PROPERTY IS LOCATED: Douglas

THE AMOUNT CLAIMED TO BE DUE ON THE MORTGAGE ON THE DATE OF THE NOTICE: $296,774.48

THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof;

PURSUANT, to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows:

DATE AND TIME OF SALE: February 29, 2008, 10:00am

PLACE OF SALE: Sheriff's Main Office, 217 7th St. W, Alexandria, MN 56308

to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorneys fees allowed by law, subject to redemption within 6 months from the date of said sale by the mortgagor(s) the personal representatives or assigns.

"THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES SECTION 582.032 DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN 5 UNITS, ARE NOT PROPERTY USED FOR AGRICULTURAL PRODUCTION, AND ARE ABANDONED.

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Dated: January 11, 2008

Mortgage Electronic Registration

Systems, Inc.

Mortgagee

SHAPIRO, NORDMEYER & ZIELKE, LLP

BY

Lawrence P. Zielke - 152559

Diane F. Mach - 273788

Kristine M. Spiegelberg - 308845

Melissa L. Baldridge Porter - 0337778

Attorneys for Mortgagee

12550 West Frontage Road, Ste. 200

Burnsville, MN 55337

(952) 831-4060

PURSUANT TO THE FAIR DEBT COLLECTION PRACTICES ACT, YOU ARE ADVISED THAT THIS OFFICE IS DEEMED TO BE A DEBT COLLECTOR. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THIS NOTICE is required by the provisions of the Fair Debt Collection PRACTICES Act and does not imply that we are attempting to COLLECT money from anyone who has Discharged the debt UNDER the Bankruptcy Laws of the United States.

647790

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