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Foreclosure Sale

Foreclosure Sale

Publish November 30, December, 7, 14, 21, 28, 2018, January 4, 2019

NOTICE OF MORTGAGE

FORECLOSURE SALE

THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION.

NOTICE IS HEREBY GIVEN, that default has occurred in the conditions of the following described mortgage:

DATE OF MORTGAGE: May 20, 2016

ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $169,665.00

MORTGAGOR(S): Gary A. Justice, a single man, and Cathy L. Justice, a single woman

MORTGAGEE: Mortgage Electronic Registration Systems, Inc.

TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc.

MIN#: 1000739-0000003153-5

LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON THE MORTGAGE: Bremer Bank, National Association

SERVICER: JPMorgan Chase Bank, N.A.

DATE AND PLACE OF FILING: Filed May 23, 2016, Douglas County Recorder, as Document Number 384018

ASSIGNMENTS OF MORTGAGE: Assigned to: JPMorgan Chase Bank, National Association; Dated: October 9, 2017 filed: October 12, 2017, recorded as document number 396134

LEGAL DESCRIPTION OF PROPERTY:

That part of Government Lot 4, Section 25, Township 128 North, Range 36 West, Douglas County, Minnesota, and that part of Lot One, JACOB BOWMANS FIRST ADDITION TO THE TOWNSITE OF THE VILLAGE OF OSAKIS, according to the recorded plat thereof on file and of record in the office of the County Recorder, said Douglas County, Minnesota, all described as follows: Commencing at the Southwest corner of Lot 5, Block Four, CLARK'S ADDITION TO OSAKIS, according to the recorded plat thereof on file and of record in said office of the Douglas County Recorder; thence North 87 degrees 59 minutes 10 seconds East, record bearing, along the South line of said Lot 5 and along the South line of Lot 4, said Block Four, said line also being the North line of Lake Street as platted in said CLARK'S ADDITION TO OSAKIS, 100.58 feet to the Southeast corner of said Lot 4, said point also being the Southwest corner of said Lot One, JACOB BOWMANS FIRST ADDITION TO THE TOWNSITE OF THE VILLAGE OF OSAKIS; thence continuing North 87 degrees 59 minutes 10 seconds East, along the South line of said Lot One and said North line of Lake Street, 15.00 feet; thence North 04 degrees 29 minutes 29 seconds West 119.94 feet to Point "A"; thence North 88 degrees 03 minutes 00 seconds East 88.54 feet to the East line of said Lot One, JACOB BOWMANS FIRST ADDITION TO THE TOWNSITE OF THE VILLAGE OF OSAKIS, and this being the point of beginning of the land to be described; thence reversing South 88 degrees 03 minutes 00 seconds West 88.54 feet to said Point "A"; thence North 04 degrees 29 minutes 29 seconds West 12.93 feet; thence South 88 degrees 06 minutes 44 seconds West 9.84 feet to the West line of said Lot One, JACOB BOWMANS FIRST ADDITION TO THE TOWNSITE OF THE VILLAGE OF OSAKIS; thence North 02 degrees 16 minutes 00 seconds West, along said West line of Lot One, a distance of 180 feet more or less to the shoreline of Lake Osakis; thence Easterly, along said shoreline, 99 feet more or less to the East line ofsaid Lot One, JACOB BOWMANS FIRST ADDITION TO THE TOWNSITE OF THE VILLAGE OF OSAKIS, said East line bears North 02 degrees 14 minutes 28 seconds West from said point of beginning; thence South 02 degrees 14 minutes 28 seconds East, along said East line, 203 feet more or less to the point of beginning.

And together with the following easements for ingress and egress, sewer, water and other utility purposes:

(1) A NON-EXCLUSIVE EASEMENT over, under and across that part of Lot One, JACOB BOWMANS FIRST ADDITION TO THE TOWNSITE OF THE VILLAGE OF OSAKIS, according to the recorded plat thereof on file and of record in the office of the County Recorder, Douglas County, Minnesota, described as follows: Commencing at the Southwest corner of Lot 5, Block Four, CLARK'S ADDITION TO OSAKIS, according to the recorded plat thereof on file and of record in said office of the Douglas County Recorder; thence North 87 degrees 59 minutes 10 seconds East, record bearing, along the South line of said Lot 5 and along the South line of Lot 4, said Block Four, CLARK'S ADDITION TO OSAKIS, 100.58 feet to the Southwest corner of said Lot One, JACOB BOWMANS FIRST ADDITION TO THE TOWNSITE OF THE VILLAGE OF OSAKIS, and this being the point of beginning of the land to be described for said easement; thence North 87 degrees 59 minutes 10 seconds East, along the South line of said Lot One, 15.00 feet; thence North 04 degrees 29 minutes 29 seconds West 132.87 feet; thence South 88 degrees 06 minutes 44 seconds West 9.84 feet to the West line of said Lot One; thence South 02 degrees 16 minutes 00 seconds East, along said West line, 58.16 feet; thence North 87 degrees 03 minutes 57 seconds East 5.92 feet; thence South 02 degrees 56 minutes 03 seconds East 31.17 feet; thence South 87 degrees 03 minutes 57 seconds West 6.28 feet to said West line of Lot One; thence South 02 degrees 16 minutes 00 seconds East, along said West line, 43.43 feet to the point of beginning.

(2) A NON-EXCLUSIVE 10.00 FOOT EASEMENT over, under and across that part of Lot One, JACOB BOWMANS FIRST ADDITION TO THE TOWNSITE OF THE VILLAGE OF OSAKIS, according to the recorded plat thereof on file and of record in the office of the County Recorder, Douglas County, Minnesota, which the center line of said easement is described as follows: Commencing at the Southwest corner of Lot 5, Block Four, CLARK'S ADDITION TO OSAKIS, according to the recorded plat thereof on file and of record in said office of the Douglas County Recorder; thence North 87 degrees 59 minutes 10 seconds East, record bearing, along the South line of said Lot 5 and along the South line of Lot 4, said Block Four, said line also being the North line of Lake Street as platted in said CLARK'S ADDITION TO OSAKIS, 100.58 feet to the Southeast corner of said Lot 4, said point also being the Southwest corner of said Lot One, JACOB BOWMANS FIRST ADDITION TO THE TOWNSITE OF THE VILLAGE OF OSAKIS; thence continuing North 87 degrees 59 minutes 10 seconds East, along the South line of said Lot One and said North line of Lake Street, 20.50 feet to the point of beginning of said center line to be described; thence North 02 degrees 20 minutes 28 seconds West 119.82 feet and said center line there terminating. The side lines of said easement shall be prolonged or shortened to terminate on said south line of Lot One and on a line that bears South 88 degrees 03 minutes 00 seconds West and a line that bears North 88 degrees 03 minutes 00 seconds East from the point of terminus of the aforedescribed center line; and

(3) A NON-EXCLUSIVE EASEMENT over, under and across that part of Lot One, JACOB BOWMANS FIRST ADDITION TO THE TOWNSITE OF THE VILLAGE OF OSAKIS, according to the recorded plat thereof on file and of record in the office of the County Recorder, Douglas County, Minnesota, described as follows: Commencing at the Southwest corner of Lot 5, Block Four, CLARK'S ADDITION TO OSAKIS, according to the recorded plat thereof on file and of record in said office of the Douglas County Recorder; thence North 87 degrees 59 minutes 10 seconds East, record bearing, along the South line of said Lot 5 and along the South line of Lot 4, said Block Four, CLARK'S ADDITION TO OSAKIS, 100.58 feet to the Southwest corner of said Lot One, JACOB BOWMANS FIRST ADDITION TO THE TOWNSITE OF THE VILLAGE OF OSAKIS; thence North 87 degrees 59 minutes 10 seconds East, along the South line of said Lot One, 15.00 feet to the point of beginning of the land to be described for said easement; thence North 04 degrees 29 minutes 29 seconds West 119.94 feet; thence North 88 degrees 03 minutes 00 seconds East 4.66 feet;

thence South 02 degrees 16 minutes 00 seconds East 119.82 feet to the point of beginning.

PROPERTY ADDRESS: 711 E Lake St, Osakis, MN 56360

PROPERTY IDENTIFICATION NUMBER: 93-0275-000

COUNTY IN WHICH PROPERTY IS LOCATED: Douglas

THE AMOUNT CLAIMED TO BE DUE ON THE MORTGAGE ON THE DATE OF THE NOTICE: $180,257.43

THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof;

PURSUANT, to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows:

DATE AND TIME OF SALE: January 24, 2019, 10:00am

PLACE OF SALE: Sheriff's Main Office, 216 7th Avenue W, Alexandria, MN 56308

to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorneys fees allowed by law, subject to redemption within 6 months from the date of said sale by the mortgagor(s) the personal representatives or assigns.

TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property, if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23, is 11:59 p.m. on July 24, 2019, or the next business day if July 24, 2019 falls on a Saturday, Sunday or legal holiday.

"THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES SECTION 582.032 DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN 5 UNITS, ARE NOT PROPERTY USED FOR AGRICULTURAL PRODUCTION, AND ARE ABANDONED.

Dated: November 26, 2018

JPMorgan Chase Bank,

National Association

Assignee of Mortgagee

SHAPIRO & ZIELKE, LLP

BY

Lawrence P. Zielke - 152559

Melissa L. B. Porter - 0337778

Randolph W. Dawdy - 2160X

Gary J. Evers - 0134764

Tracy J. Halliday - 034610X

Attorneys for Mortgagee

Shapiro & Zielke, LLP

12550 West Frontage Road, Suite 200

Burnsville, MN 55337

(952) 831-4060

THIS IS A COMMUNICATION FROM A DEBT COLLECTOR

2705761

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