CREDIT
Student Loans and Credit Scores: What Every Borrower Needs to Know
Everyone knows that the cost of getting a college education is expensive. And unfortunately, costs continue to climb. If you get a graduate degree, your total student loan debt could resemble the amou...
Posted on 4/24/13 at 9:28 AM
Nine Steps to Dealing With Medical Debt
A broken bone, mental health therapy, a long-term illness, a car accident, a premature baby. All of these situationsand so many more unexpected onescan land a family in medical debt. And you cant comp...
Posted on 4/16/13 at 9:27 AM
GOP wants bigger refunds to balance property tax hikes
Minnesotans whose taxes are soaring would get a larger property tax refund under a bill House Republicans will push in next years legislative session. This is a top-tier priority for our caucus, Ch...
Posted on 11/14/11 at 2:47 PM
Do’s and don’ts for managing your credit score
Few financial figures are as important as a credit score. The three-digit figure has a major impact on daily life – dictating what consumers can buy, how much credit they can obtain and even where they choose to reside.March 18, 2013
Don’t let an 'authorization hold' on credit card hold you hostage
Credit is a convenience; it allows you to charge a meal on your credit card, pay for an appliance with an installment plan, or take out a loan to buy a house. However, when dining out at a fancy restaurant or spending the night away in a hotel, the Better Business Bureau of Minnesota and North Dakota (BBB) says it’s important to take notice of what the banking industry calls an “authorization hold.”March 16, 2013
Your Legal Rights: Study shows 1 in 5 have credit report errors
One out of five people have errors on their credit report, according to a new study released on February 11, 2013 by the Federal Trade Commission.By Minnesota Attorney General Lori Swanson , February 23, 2013
Village Financial counselors help consumers understand credit reports
The Consumer Financial Protection Bureau (CFPB) recently announced that it would soon begin examining credit reporting agencies to confirm that they are producing accurate credit reports and that consumers have the ability to dispute errors on their reports.August 10, 2012
Angel Tax program allocates all its credits
The Minnesota Angel Tax Credit Program has allocated all $12 million in tax credits that were available to angel fund investors in 2012, according to the Minnesota Department of Employment of Economic Development (DEED).July 29, 2012
Protect yourself from credit card skimming
Even if you’re choosy about which ATMs and gas stations you frequent, you can still become a victim of identity thieves that place seamless devices on machines to steal – or "skim" - sensitive financial information.July 29, 2012
Consumer Credit Counseling Service re-approved
Consumer Credit Counseling Service (CCCS) of The Village Family Service Center was recently re-approved by the U.S. Department of Housing and Urban Development (HUD) as a housing counseling agency.July 27, 2012
New service allows taxpayers to pay via credit cards
On July 1, the Minnesota Department of Revenue announced a new service provider that makes it easier for taxpayers to submit payments with credit or debit cards.July 07, 2012
AgCountry Farm Credit Services donates funds to local food pantries
AgCountry Farm Credit Services has donated more than $14,000 toward hunger relief efforts in eastern North Dakota and northwest and west central Minnesota. The Alexandria office made a contribution to the Douglas County Outreach Food Shelf and the Pope County Food Shelf.April 27, 2012
Debate over energy tax credit impacts Parkers Prairie wind farm project
U.S. Senator Al Franken has urged his colleagues to extend for four years a renewable energy tax credit that especially would help wind-powered electrical production. The Minnesota Democrat said the tax break would save thousands of jobs, create new ones and cut the country’s need for foreign oil.By Don Davis , February 22, 2012
Top New Year's resolution: Pay down credit card debt
The results of the National Foundation for Credit Counseling (NFCC) December poll show consumers remain very connected to their credit cards.January 10, 2012
Consumers remain committed to using credit cards, says poll
According to the National Foundation for Credit Counseling (NFCC) December online poll, consumers remain very connected to their credit cards. When asked to rank their 2012 financial resolutions, only six percent of more than 2,300 respondents indicated that decreasing dependence on credit cards was their number one goal.January 08, 2012
College students - avoid credit hassles
According to a study conducted by Twentysomething Inc., a consultant firm specializing in young adults, 85 percent of the class of 2011 will wind up moving back in with their parents once they get their degrees. The cause? A combination of a shrinking entry-level job market and crushing college loan debt.August 31, 2011
Affinity Plus to introduce loan program at 'State Shutdown Aid Fair' Friday
Affinity Plus has planned a “State Shutdown Aid Fair” to be held on Friday, July 15 from 9 a.m. to 5 p.m.By Staff Report , July 14, 2011
Here's how to choose a credit card for your business
If expense reports are piling up and you’re tired of hearing your employees complain about not getting reimbursements, it might be time to consider a business credit card. The Better Business Bureau offers advice to business owners on choosing the right credit card for your business.By Staff Report , April 21, 2011
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