SENSE AND CENTSIBILITY Secrets to a Financially Happy Relationship
A happy couple strolls down the aisle hand-in-hand as the church bells let out a triumphant ring and the members of the congregation cheer loudly. The bride and groom are happy, smiling and having the... Posted on 3/6/13 at 12:27 PM
Credit is a convenience; it allows you to charge a meal on your credit card, pay for an appliance with an installment plan, or take out a loan to buy a house. However, when dining out at a fancy restaurant or spending the night away in a hotel, the Better Business Bureau of Minnesota and North Dakota (BBB) says it’s important to take notice of what the banking industry calls an “authorization hold.”
State Auditor Rebecca Otto has released the Minnesota Town Finances Report, a comprehensive report on revenues, expenditures and debt. The report analyzes town financial operations for the calendar year ended December 31, 2011.
The recent National Foundation for Credit Counseling (NFCC) online poll allowed consumers to select their greatest financial regret. Of more than 2,200 respondents, 53 percent indicated that habitually overspending was what they regretted most.
Do you wish you had more control over your financial situation? The good news is that you don’t need to read a textbook to improve your financial literacy. In fact, according to the Minnesota Society of CPAs (MNCPA), there are a few simple steps you can take to begin getting your financial house in order.
The Credit Card Accountability, Responsibility and Disclosure Act of 2009 (known as the Credit CARD Act) placed limits on the ability of those under 21 to get a credit card. It also set strict limits on card companies’ ability to market to college students.
Closing on a home often involves signing on the dotted line on a tall stack of paperwork, much of which is confusing and difficult to understand. It’s no wonder that many people are surprised by some of the charges that make up mortgage closing costs.
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