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michael w.
Los Angeles, CA     10/21/2009 12:21 PM

Great article! The one thing that this article addresses that is SO relevant is - parental advice/guidance. I know a lot of people comment on the lack of parents that actually know how, but parent-teen interaction is critical. I think starting early is the best method. I believe budgeting is very important, living within your means, understanding the basics of bank accounts, both savings and checking, and learning to save for retirement. I champion these and other personal finance tips in my recently published book, Your Money Day One: How to Start Right and End Rich. It is a personal finance book for young adults ages 15-23. It is available through amazon.com or as an MP3 download on audible.com or iTunes. Please feel free to visit my website, www.michaeljwagner.net or blog http://michaeljwagner.blogspot.com.