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The Official Newspaper of Douglas County!

Published August 17, 2012, 12:00 AM

1515348 Foreclosure - Clitty

Foreclosure Sale

Publish July 27, August 3, 10, 17, 24, 31, 2012

NOTICE OF

MORTGAGE FORECLOSURE SALE

THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION.

NOTICE IS HEREBY GIVEN, that default has occurred in the conditions of the following described mortgage:

DATE OF MORTGAGE: 10/17/2005

MORTGAGOR(S): Jeremy A. Clitty and Erica L. Clitty, husband and wife.

MORTGAGEE: Mortgage Electronic Registration Systems, Inc. as nominee for Decision One Mortgage Company, LLC

SERVICER: Ocwen Loan Servicing, LLC

MORTGAGE ID #: 100077910004942757

DATE AND PLACE OF RECORDING: Recorded October 17, 2005,Douglas County Recorder, Document No. A276239.

ASSIGNMENTS OF MORTGAGE: Assigned to: Deutsche Bank National Trust Company Dated: March 23, 2007, Recorded March 29, 2007,Douglas County Recorder, Document No. A293430. Wells Fargo Bank, National Association, as Trustee for Morgan Stanley Capital I Inc. (MSAC) 2006-HE1 Dated: February 23, 2009,Recorded March 04, 2009, Douglas County Recorder, Document No. A314608. Wells Fargo Bank, National Association, as Trustee for Morgan Stanley Capital I Inc. Trust 2006-HE1, Mortgage Pass-Through Certificates, Series 2006-HE1 Dated: May 14, 2009, Recorded May 26, 2009, Douglas County Recorder, Document No. A317471.

LEGAL DESCRIPTION OF PROPERTY: Lot 4, Block 4, Original Townsite of Kensington

REGISTERED PROPERTY: No

TAX PARCEL NO.: 81.0070.000

ADDRESS OF PROPERTY:

13 S. Central Ave SW

Kensington, MN 56343

COUNTY IN WHICH PROPERTY IS LOCATED: Douglas

ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $52,576.00

AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $72,102.62

That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof;

PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows:

DATE AND TIME OF SALE: Friday, September 14, 2012, 10:00 a.m.

PLACE OF SALE: Lobby of the Douglas County Law Enforcement Center, City of Alexandria

to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within 6 months from the date of said sale by the mortgagor(s), their personal representatives or assigns.

DATE TO VACATE PROPERTY: The date on or before which the mortgagor must vacate the property if the mortgage is not reinstated under Minnesota Statutes section 580.30 or the property redeemed under Minnesota Statutes section 580.23 is 03/14/2013 at 11:59 p.m. If the foregoing date is a Saturday, Sunday or legal holiday, then the date to vacate is the next business day at 11:59 p.m.

MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: NONE

THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED.

Dated: July 19, 2012

Wells Fargo Bank, National Association, as Trustee for Morgan Stanley Capital I Inc. Trust 2006-HE1, Mortgage Pass-Through Certificates, Series 2006-HE1

Assignee of Mortgagee

Peterson, Fram & Bergman, P.A.

By: Michael T. Oberle

Attorneys for:

Wells Fargo Bank, National Association, as Trustee for Morgan Stanley Capital I Inc. Trust 2006-HE1, Mortgage Pass-Through Certificates, Series 2006-HE1

Assignee of Mortgagee

55 E. 5th St., Suite 800

St. Paul, MN 55101

(651) 209-7599

THIS IS A COMMUNICATION FROM A DEBT COLLECTOR.

17725-120083

1515348

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