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The Official Newspaper of Douglas County!

Published June 27, 2012, 12:00 AM

1474315 Foreclosure - Helm

Foreclosure Sale

Publish May 30, June 6, 13, 20, 27, July 4, 2012

NOTICE OF MORTGAGE

FORECLOSURE SALE

NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage:

DATE OF MORTGAGE: March 24, 2009

ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $238,705.00

MORTGAGOR(S): Kevin Helm and Jani Helm, husband and wife

MORTGAGEE: Mortgage Electronic Registration Systems, Inc. as nominee for Everett Financial, Inc. DBA Supreme Lending, its successors and assigns

DATE AND PLACE OF RECORDING:

Recorded: April 10, 2009 Douglas County Recorder

Document Number: A315854

ASSIGNMENTS OF MORTGAGE:

And assigned to: Bank of America, N.A., as successor by merger to BAC Home Loans Servicing, LP fka Countrywide Home Loans Servicing, LP

Dated: March 02, 2012

Recorded: March 26, 2012 Douglas County Recorder

Document Number: 345393

Transaction Agent: Mortgage Electronic Registration Systems, Inc.

Transaction Agent Mortgage Identification Number: 100307110001796619

Lender or Broker: Everett Financial, Inc. DBA Supreme Lending

Residential Mortgage Servicer: Bank of America, N.A.

Mortgage Originator: Not Applicable

COUNTY IN WHICH PROPERTY IS LOCATED: Douglas

Property Address: 11866 Aspen Dr NE, Parkers Prairie, MN 56361-5032

Tax Parcel ID Number: 57-0021-970

LEGAL DESCRIPTION OF PROPERTY: That part of Government Lot 2, Section 4, Township 130 North, Range 36 West, Douglas County, Minnesota, described as follows:

Commencing at the North Quarter corner of said Section 4; thence East, assumed bearing along the North line of said Section, 835.86 feet to the point of beginning of the land to be described; thence continuing East, along said North line, 330.62 feet; thence South 07 Degrees 51 Minutes 46 Seconds East 221.00 feet; thence South 19 Degrees 08 Minutes 29 Seconds East 94.65 feet; thence West 391.89 feet; thence North 308.33 feet to the point of beginning.

AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $281,908.81

THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof;

PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows:

DATE AND TIME OF SALE: July 12, 2012 at 10:00 AM

PLACE OF SALE: Sheriff's Main Office, 216 Seventh Avenue West, Alexandria, Minnesota

to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns.

If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on January 14, 2013, or the next business day if January 14, 2013 falls on a Saturday, Sunday or legal holiday.

Mortgagor(s) released from financial obligation: NONE

THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.

THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION.

THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR’S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED.

DATED: May 30, 2012

ASSIGNEE OF MORTGAGEE:

Bank of America, N.A., as

successor by merger to BAC Home Loans Servicing, LP fka Countrywide Home Loans Servicing, LP

Wilford, Geske & Cook P.A.

Attorneys for Assignee of Mortgagee

8425 Seasons Parkway, Suite 105

Woodbury, MN 55125-4393

(651) 209-3300

File Number: 024495F01

1474315

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