1432615 Foreclosure - Williams

Foreclosure Sale

Publish April 11, 18, 25, May 2, 9, 16, 2012

NOTICE OF MORTGAGE

FORECLOSURE SALE

THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION.

NOTICE IS HEREBY GIVEN, that default has occurred in the conditions of the following described mortgage:

DATE OF MORTGAGE: September 28, 2007

ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $400,000.00

MORTGAGOR(S): Scott S. Williams and Heather A. Williams, husband and wife

MORTGAGEE: Mortgage Electronic Registration Systems, Inc.

TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc.

MIN#: 1000375-0179257605-2

LENDER: GMAC Mortgage, LLC f/k/a GMAC Mortgage Corporation

SERVICER: GMAC Mortgage, LLC

DATE AND PLACE OF FILING: Filed October 2, 2007, Douglas County Recorder, as Document Number A 299671

ASSIGNMENTS OF MORTGAGE: Assigned to: GMAC Mortgage, LLC; Dated: February 7, 2012

LEGAL DESCRIPTION OF PROPERTY:

That part of Government Lot 1, Section 8, Township 128 North, Range 37 West, Douglas County, Minnesota described as follows:

Commencing at Meander Corner Number 14, said Section 8; thence on an assumed bearing of North 90 degrees 00 minutes 00 seconds West along the North line of said Government Lot 1 a distance of 613.49 feet to the Northeasterly right of way line of South Le Homme Dieu Drive; thence South 45 degrees 55 minutes 32 seconds East along said Northeasterly right of way line 143.76 feet to the South line of the North 100 feet of said Government Lot 1 and this to be the point of beginning of the land to be described; thence continuing South 45 degrees 55 minutes 32 seconds East along said Northeasterly right of way line 334.00 feet; thence North 60 degrees 28 minutes 11 seconds East 392 feet more or less to the shoreline of Lake Le Homme Dieu; thence Northwesterly along said shoreline to the intersection of said South line of the North 100.00 feet of Government Lot 1; thence North 90 degrees 00 minutes 00 seconds West 562 feet more or less to the point of beginning.

PROPERTY ADDRESS: 1307 South Lehomme Dieu Drive Ne, Alexandria, MN 56308

PROPERTY IDENTIFICATION NUMBER: 03-0752-000

COUNTY IN WHICH PROPERTY IS LOCATED: Douglas

THE AMOUNT CLAIMED TO BE DUE ON THE MORTGAGE ON THE DATE OF THE NOTICE: $382,880.90

THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof;

PURSUANT, to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows:

DATE AND TIME OF SALE: May 24, 2012, 10:00am

PLACE OF SALE: Sheriff's Main Office, 216 7th St. W, Alexandria, MN 56308

to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorneys fees allowed by law, subject to redemption within 6 months from the date of said sale by the mortgagor(s) the personal representatives or assigns.

TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property, if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23, is 11:59 p.m. on November 26, 2012.

"THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES SECTION 582.032 DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN 5 UNITS, ARE NOT PROPERTY USED FOR AGRICULTURAL PRODUCTION, AND ARE ABANDONED.”

Dated: April 2, 2012

GMAC Mortgage, LLC

Assignee of Mortgagee

SHAPIRO & ZIELKE, LLP

BY

Lawrence P. Zielke – 152559

Diane F. Mach – 273788

Melissa L. B. Porter – 0337778

Ronald W. Spencer – 0104061

Stephanie O. Nelson – 0388918

Attorneys for Mortgagee

12550 West Frontage Road,

Ste. 200

Burnsville, MN 55337

(952) 831-4060

PURSUANT TO THE FAIR DEBT COLLECTION PRACTICES ACT, YOU ARE ADVISED THAT THIS OFFICE IS DEEMED TO BE A DEBT COLLECTOR. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THIS NOTICE IS REQUIRED BY THE PROVISIONS OF THE FAIR DEBT COLLECTION PRACTICES ACT AND DOES NOT IMPLY THAT WE ARE ATTEMPTING TO COLLECT MONEY FROM ANYONE WHO HAS DISCHARGED THE DEBT UNDER THE BANKRUPTCY LAWS OF THE UNITED STATES.

1432615

Tags: legals