1171121 Foreclosure - Johnson

Foreclosure Sale

Publish November 5, 12, 19, 26, December 3, 10, 2010

NOTICE OF

MORTGAGE FORECLOSURE SALE

THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION.

NOTICE IS HEREBY GIVEN, that default has occurred in the conditions of the following described mortgage:

DATE OF MORTGAGE: 12/08/2006

MORTGAGOR(S): Timothy W. Johnson and Gayle Whiting Johnson, husband and wife.

MORTGAGEE: Mortgage Electronic Registration Systems, Inc. as nominee for Countrywide Bank, N.A.

SERVICER: Bank of America, N.A.

MORTGAGE ID #: 1001337-0001863581-6

DATE AND PLACE OF RECORDING: Recorded December 27, 2006, Douglas County Recorder, Document No. A 290675.

ASSIGNMENTS OF MORTGAGE: Assigned to: BAC Home Loans Servicing, LP Dated: September 09, 2010,

LEGAL DESCRIPTION OF PROPERTY: Real property in Douglas County, Minnesota, described as follows:

Lot 3, Block 1, 2nd Addition to Luella's Acres, Douglas County, Minnesota, according to the recorded plat on file and of record in the office of the county recorder, Douglas County, Minnesota;

AND

That part of Lot 4, and that part of Lot 5, Block 1, 2nd Addition to Luella's Acres, Douglas County, Minnesota, according to the recorded plat on file and of record in the office of the County Recorder, Douglas County, Minnesota, described as follows:

Commence at the Northwesterly corner of said Lot 4:

Thence on a record bearing of North 68 degrees 08 minutes East along the North line of said Lot 4 a distance of 211.44 feet to the Northeasterly most corner of said Lot 4, said point also being the Northwest corner of said Lot 5;

Thence North 83 degrees 55 minutes East along the North line of said Lot 5 a distance of 151.35 feet to the Northeast corner of said Lot 5;

Thence South 74 degrees 42 minutes 35 seconds West 359.45 feet to the point of beginning

TAX PARCEL NO.: 63-7251-000 & 63-7253-000

ADDRESS OF PROPERTY:

3321 Rosewood Lane

Alexandria, MN 56308

COUNTY IN WHICH PROPERTY IS LOCATED: Douglas

ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $296,300.00

AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $293,330.72

That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof;

PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows:

DATE AND TIME OF SALE: Friday, January 07, 2011, 10:00 a.m.

PLACE OF SALE: Lobby of the Douglas County Law Enforcement Center, City of Alexandria

to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys’ fees allowed by law subject to redemption within 6 months from the date of said sale by the mortgagor(s), their personal representatives or assigns.

DATE TO VACATE PROPERTY: The date on or before which the mortgagor must vacate the property if the mortgage is not reinstated under Minnesota Statutes section 580.30 or the property redeemed under Minnesota Statutes section 580.23 is 07-07-2011 at 11:59 p.m. If the foregoing date is a Saturday, Sunday or legal holiday, then the date to vacate is the next business day at 11:59 p.m.

MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: NONE

THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED.

Dated: October 26, 2010

BAC Home Loans Servicing, LP

Assignee of Mortgagee

Peterson, Fram & Bergman, P.A.

By: Steven H. Bruns

Attorneys for:

BAC Home Loans Servicing, LP

Assignee of Mortgagee

55 E. 5th St., Suite 800

St. Paul, MN 55101

(651) 291-8955

THIS IS A COMMUNICATION FROM A DEBT COLLECTOR.

16751-104517

1171121

Tags: timothy johnson, gayle johnson, legals, foreclosure