1020818 Foreclosure - Patrick

Foreclosure Sale

Publish December 25, 2009, January 1, 8, 15, 22, 29, 2010

NOTICE OF MORTGAGE

FORECLOSURE SALE

THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION.

NOTICE IS HEREBY GIVEN: That default has occurred in the conditions of the following described mortgage:

DATE OF MORTGAGE: August 12, 2005

ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $167,475.00

MORTGAGOR(S): Jeffrey J. Patrick and Debra A. Patrick, husband and wife

MORTGAGEE: Wells Fargo Bank, N.A.

DATE AND PLACE OF FILING: Filed August 15, 2005, Douglas County Recorder; Document No. A-274081

ASSIGNMENTS OF MORTGAGE: Assigned to: None

LEGAL DESCRIPTION OF PROPERTY:

Lot 6, Block 4, SECOND ADDITION TO VICTORIA HEIGHTS SUBDIVISION

EXCEPT a triangular tract of land in the Northwest corner of Lot 6, Block 4, Second Addition to Victoria Heights Subdivision in the City of Alexandria, being part of Government Lot 4, Section 21, Township 128, Range 37, more particularly described as follows, to-wit:

Commencing at the Northwest corner of Lot 6;

Thence in a Southerly direction along the West line of said Lot 6, 20 feet;

Thence in a Northeasterly direction to a point which is 20 feet East of the Northwest corner of said Lot 6, which point is on the North line of Lot 6;

Thence in a Westerly direction along the North line of said Lot 6, 20 feet to the point of beginning.

STREET ADDRESS OF PROPERTY:

606 Runestone Drive, Alexandria, MN 56308

COUNTY IN WHICH PROPERTY IS LOCATED: Douglas County, Minnesota

THE AMOUNT CLAIMED TO BE DUE ON THE MORTGAGE ON THE DATE OF THE NOTICE: $165,552.99

THAT no action or proceeding has been instituted at law to recover the debt secured by said mortgage, or any part thereof; that there has been compliance with all pre-foreclosure notice and acceleration requirements of said mortgage, and/or applicable statutes;

PURSUANT, to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows:

DATE AND TIME OF SALE: April 16, 2010 at 10:00 a.m.

PLACE OF SALE: Douglas County Sheriff’s office, 216 Seventh Avenue West, Alexandria, Minnesota

to pay the debt then secured by said mortgage and taxes, if any actually paid by the mortgagee, on the premises and the costs and disbursements allowed by law. The time allowed by law for redemption by said mortgagor(s), their personal representatives or assigns is six (6) months from the date of sale.

Unless said mortgage is reinstated or the property redeemed, or unless the time for redemption is reduced by judicial order, you must vacate the premises by 11:59 p.m. on October 18, 2010.

“THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR’S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES SECTION 582.032 DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED.”

Dated: December 22, 2009

WELLS FARGO BANK, N.A.

Mortgagee

REITER & SCHILLER, P.A.

By: /s/

Rebecca F. Schiller, Esq.

Sarah J.B. Adam, Esq.

N. Kibongni Fondungallah, Esq.

James J. Pauly, Esq.

Leah K. Weaver, Esq.

Brian F. Kidwell, Esq.

Attorneys for Mortgagee

25 North Dale Street

St. Paul, MN 55102-2227

(651) 209-9760

(Y8268)

THIS IS A COMMUNICATION FROM A DEBT COLLECTOR.

1020818

Tags: legal notices, jeffrey patrick,  , foreclosure, debra, patrick