Publish September 30, October 7, 14, 21, 28, November 4, 2009
NOTICE OF MORTGAGE
THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION.
Date: September 23, 2009
NOTICE IS HEREBY GIVEN THAT:
Default has occurred in the conditions of the following described mortgage:
DATE OF MORTGAGE: July 22, 2005
ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $43,200.00
MORTGAGOR(S): Paul J. Kruchten and Debra J. Kruchten, husband and wife
MORTGAGEE: Neighborhood National Bank
DATE AND PLACE OF FILING: July 25, 2005 as Document No. A 273115, as modified of record, with the Douglas County Recorder (Minnesota).
ASSIGNMENTS OF MORTGAGE: None
LEGAL DESCRIPTION OF PROPERTY:
The North 22 feet of the South 28 feet of Lots 7 and 8, Block 2; and the North 28 feet of the South 56 feet of Lots 7 and 8, Block 2, original townsite of the City of Osakis, Douglas County, Minnesota, according to the plat thereof on file and of record in the office of the County Recorder, Douglas County, Minnesota.
COUNTY IN WHICH PROPERTY IS LOCATED: Douglas County, Minnesota
THE AMOUNT CLAIMED TO BE DUE ON THE MORTGAGE ON THE DATE OF THE NOTICE: $40,012.64
THAT no action or proceeding has been instituted at law to recover the debt secured by said mortgage, or any part thereof; that there has been compliance with all pre-foreclosure notice and acceleration requirements of said mortgage, and/or applicable statutes;
PURSUANT, to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of Douglas County as follows:
DATE AND TIME OF SALE: November 25, 2009 at 10:00 a.m.
PLACE OF SALE: Douglas County Sheriff’s Office, Alexandria, MN 56308
To pay the debt then secured by said mortgage and taxes, if any actually paid by the mortgagee, on the premises and the costs and disbursements allowed by law. The time allowed by law for redemption by said mortgagor(s), their personal representatives or assigns is six (6) months from the date of sale.
THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGORS, THE MORTGAGORS’ PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES SECTION 582.032 DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED.”
NEIGHBORHOOD NATIONAL BANK
By /s/ Shawn M. Dunlevy
Attorney Registration #123626
Fryberger, Buchanan, Smith
& Frederick, P.A.
302 West Superior Street,
Duluth, Minnesota 55802-1863
THIS IS AN ATTEMPT TO COLLECT A DEBT AND ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.
NOTICE OF MORTGAGE
(1) Street Address, city and zip code of mortgaged premises: 214 & 216 Central Avenue, Osakis, MN 56360
(2) Transaction agent; residential mortgage servicer; and lender or broker: Neighborhood National Bank
(3) Tax Parcel Identification Number: 93-0060-000; 93-0060-100
(4) Transaction Agent’s Mortgage ID Number (MERS number): None
(5) Name of mortgage originator: Neighborhood National Bank