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The Official Newspaper of Douglas County!

Published June 05, 2009, 01:00 AM

907523 Foreclosure - Ploof

Foreclosure Sale

Publish May 22, 29, June 5, 12, 19, 26, 2009

NOTICE OF

MORTGAGE FORECLOSURE SALE

THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION.

NOTICE IS HEREBY GIVEN, that default has occurred in the conditions of the following described mortgage:

DATE OF MORTGAGE: 8/18/2005

MORTGAGOR(S): Dennis J. Ploof and Nancy C. Ploof, husband and wife.

MORTGAGEE: Mortgage Electronic Registration Systems, Inc. as nominee for Benchmark Lending Group, Inc.

SERVICER: Countrywide Home Loans, Inc.

MORTGAGE ID #: 1001614-0500002966-4

DATE AND PLACE OF RECORDING: Recorded September 15, 2005, Douglas County Recorder, Document No. A275134.

ASSIGNMENTS OF MORTGAGE: Assigned to: BAC Home Loans Servicing LP fka Countrywide Home Loans Servicing LP Dated: April 23, 2009

LEGAL DESCRIPTION OF PROPERTY: That part of the NW1/4NW1/4 of Section 6, Township 127 North, Range 36 West, Douglas County, Minnesota, described as follows:

Beginning at the Northwest corner of said Section 6:

Thence on an assumed bearing of South 89 degrees 08' 28" East along the North line of said Section 6 a distance of 852.00 feet;

thence South 00'14" East 529.55 feet to the North line of the public road as dedicated on the recorded plat of Smith Lake Meadow;

thence North 89 degrees 34'00" West along said North line 679.53 feet;

thence North 29 degrees 16'26" West 356.97 feet of the West Line of said Section 6;

thence North 225.80 feet to the point of beginning.

Together with an easement appurtenant over and across the South 10 feet of Lot 5, Block 1, and the North 10 feet of Lot 6, Block 1, Smith Lake Meadow.

TAX PARCEL NO.: 480069645

ADDRESS OF PROPERTY:

5091 County Road 78 Southeast

Osakis, MN 56360

COUNTY IN WHICH PROPERTY IS LOCATED: Douglas

ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $220,000.00

AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $216,368.83

That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof;

PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows:

DATE AND TIME OF SALE: Friday, July 17, 2009, 10:00 a.m.

PLACE OF SALE: Lobby of the Douglas County Law Enforcement Center, City of Alexandria

to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys’ fees allowed by law subject to redemption within 6 months from the date of said sale by the mortgagor(s), their personal representatives or assigns.

MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: NONE

THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED.

Dated: May 14, 2009

BAC Home Loans Servicing LP

fka Countrywide Home Loans

Servicing LP

Assignee of Mortgagee

Peterson, Fram & Bergman, P.A.

By: Steven H. Bruns

Attorneys for:

BAC Home Loans Servicing LP

fka Countrywide Home Loans

Servicing LP

Assignee of Mortgagee

55 E. 5th St., Suite 800

St. Paul, MN 55101

(651) 291-8955

THIS IS A COMMUNICATION FROM A DEBT COLLECTOR.

16751-091519

907523

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