1656664 Foreclosure - Rubner

Foreclosure Sale

Publish March 13, 20, 27, April 3, 10, 17, 2013

NOTICE OF MORTGAGE

FORECLOSURE SALE

THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION.

NOTICE IS HEREBY GIVEN, that default has occurred in the conditions of the following described mortgage:

DATE OF MORTGAGE: March 18, 2009

ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $132,600.00

MORTGAGOR(S): Nancy C Rubner, A Single Person

MORTGAGEE: Bremer Bank, National Association

LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON THE MORTGAGE: Bremer Bank, National Association

SERVICER: JPMorgan Chase Bank, N.A.

DATE AND PLACE OF FILING: Filed March 18, 2009, Douglas County Recorder, as Document Number A 315048

ASSIGNMENTS OF MORTGAGE: Assigned to: JPMorgan Chase Bank, National Association; Dated: March 18, 2009 filed: March 18, 2009, recorded as document number A315049

LEGAL DESCRIPTION OF PROPERTY: All of Lot 15, Auditor's Plat of Part of Block Two of Browns Second Addition to Three Havens, according to the recorded plat thereof, described as follows: Commencing at the Southwest corner of Lot 14, Block Three, L.J. Brown's 2nd Addition to Three Havens, according to the recorded plat thereof; thence North 86 degrees 33 minutes 44 seconds West 66.62 feet to the Southeast corner of Lot 22 of said Auditor's Plat; thence North 09 degrees 09 minutes 15 seconds East 281.13 feet to the Southeast corner of said Lot 15, said point to be the point of beginning of the land to be described; thence continuing North 09 degrees 09 Minutes 15 seconds East 80.00 feet to the Northeast corner of said Lot 15; thence North 83 degrees 43 minutes 34 seconds West 99.83 feet to the Northwest corner of said Lot 15; thence South 08 degrees 27 minutes 18 seconds West 86.96 feet to the Southwest corner of said Lot 15; thence south 87 degrees 45 minutes 50 seconds East 99.36 feet to the point of beginning.

And

That part of Lot 17, Auditor's Plat of a Part of Block 2 of Brown's Second Addition to Three Havens, Douglas County, Minnesota, according to the recorded plat thereof, described as follows: Beginning at the Northeast corner of said Lot 17; thence North 87 degrees 45 minutes 50 seconds West along the North line of said Lot 17 a distance of 99.36 feet to the Southwest corner of Lot 15 of said Auditor's Plat of a Part of Block 2 of Brown's Second Addition to Three Havens; thence South 78 degrees 36 minutes 34 seconds East 98.71 feet to the East line of said Lot 17; thence North 09 degrees 09 minutes 15 seconds East along said East line a distance of 15.82 feet to the point of beginning.

PROPERTY ADDRESS: 103 Ross Garden Nw, Alexandria, MN 56308

PROPERTY IDENTIFICATION NUMBER: 63.4106.500

COUNTY IN WHICH PROPERTY IS LOCATED: Douglas

THE AMOUNT CLAIMED TO BE DUE ON THE MORTGAGE ON THE DATE OF THE NOTICE: $129,753.68

THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof;

PURSUANT, to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows:

DATE AND TIME OF SALE: April 26, 2013, 10:00am

PLACE OF SALE: Sheriff's Main Office, 216 7th Avenue W, Alexandria, MN 56308

to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorneys fees allowed by law, subject to redemption within 6 months from the date of said sale by the mortgagor(s) the personal representatives or assigns.

TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property, if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23, is 11:59 p.m. on October 28, 2013.

"THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES SECTION 582.032 DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN 5 UNITS, ARE NOT PROPERTY USED FOR AGRICULTURAL PRODUCTION, AND ARE ABANDONED.

Dated: March 4, 2013

JPMorgan Chase Bank,

National Association

Assignee of Mortgagee

SHAPIRO & ZIELKE, LLP

BY

Lawrence P. Zielke – 152559

Diane F. Mach – 273788

Melissa L. B. Porter – 0337778

Ronald W. Spencer – 0104061

Stephanie O. Nelson – 0388918

Randolph W. Dawdy – 2160X

Gary J. Evers – 0134764

Attorneys for Mortgagee

12550 West Frontage Road,

Ste. 200

Burnsville, MN 55337

(952) 831-4060

PURSUANT TO THE FAIR DEBT COLLECTION PRACTICES ACT, YOU ARE ADVISED THAT THIS OFFICE IS DEEMED TO BE A DEBT COLLECTOR. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THIS NOTICE IS REQUIRED BY THE PROVISIONS OF THE FAIR DEBT COLLECTION PRACTICES ACT AND DOES NOT IMPLY THAT WE ARE ATTEMPTING TO COLLECT MONEY FROM ANYONE WHO HAS DISCHARGED THE DEBT UNDER THE BANKRUPTCY LAWS OF THE UNITED STATES.

1656664

Tags: legals