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Westrom urges Minnesotans to review flood insurance

In association with the Minnesota Department of Commerce, Senator Torrey Westrom (R – District 12) urges Minnesotans to review their flood insurance needs in anticipation of spring flood season.

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“Flood damage affects up to 25 percent of Minnesotans living outside of flood plains and high risk areas,” Westrom said. Uninsured victims or people who purchased insurance too late are left up to themselves to repair damages without assistance. It is better to be safe than sorry.”

Standard homeowners’ insurance policies do not cover flood damages unless they include a special policy supported by the National Flood Insurance Program (NFIP).

However, you do not have to live in a flood plain to be affected by spring floods or to purchase flood insurance. Anyone can purchase flood insurance as long as their area participates in the National Flood Insurance Program.

“Homeowners should closely monitor the spring flood forecasts to protect themselves in the event Minnesota’s deep freeze and snow pack may impact the spring thaw,” said Commerce commissioner Mike Rothman.

According to Rothman, homeowners should act soon, as flood insurance takes 30 days to go into effect.”

To see if you are covered or to learn more about purchasing flood insurance, contact your local insurance agency.

To find out more about flood insurance, preparation and cleanup, go to