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These 11 energy tips can fatten your wallet

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April is Financial Literacy Month, a campaign to help focus on our finances and develop healthy financial habits. One of the best ways to save money--month after month--is to conserve energy.

Whether it's the middle of the hot summer or the dead of winter, there are several basic no- or low-cost measures you can take to conserve energy and decrease your utility bills:

--Use a programmable thermostat to reduce your heating and cooling costs.

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