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This season, heed the financial ghosts of Christmas

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"Bah Humbug!"

This famous line from Scrooge in "A Christmas Carol" sums up the way many of us react when its time to talk finances. Money may be the last thing you want to think about this season, but take a lesson from Scrooge and heed the financial Ghosts of Christmas past, present and future. The following information was provided by Thrivent Financial for Lutherans:

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The Ghost of Christmas Past: Debt

Use holiday bonuses and monetary gifts to pay off old debt

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