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Foreclosure - Wells Fargo Bank vs. Kluver

Thursday, September 5, 2013 - 6:00pm

Foreclosure Sale

Publish August 2, 9, 16, 23, 30, September 6, 2013

NOTICE OF MORTGAGE

FORECLOSURE SALE

THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION.

NOTICE IS HEREBY GIVEN, that default has occurred in the conditions of the following described mortgage:

DATE OF MORTGAGE: December 4, 2009

ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $161,782.00

MORTGAGOR(S): Amy L. Kluver, a single person

MORTGAGEE: Wells Fargo Bank, NA

LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON THE MORTGAGE: Wells Fargo Bank, NA

SERVICER: Wells Fargo Bank, NA

DATE AND PLACE OF FILING: Filed December 7, 2009, Douglas County Recorder, as Document Number A323301

LEGAL DESCRIPTION OF PROPERTY:

That part of Government Lot 2, Section 20, Township 127 North, Range 37 West, Douglas County, Minnesota, described as follows: Commencing at the Northeast corner of Lot 14, Block Two, Auditors Re-Arrangement of "Forada Beach" and Auditors Subdivision of Gov. Lot Two Section 20, T. 127 N., R. 37 W. of 5th P.M., according to the recorded plat thereof; thence on an assumed bearing of South 89 degrees 59 minutes 10 seconds West along the North line of said Lot 14 and along the North line of Lot 13, Block Two, said Auditors Re-Arrangement of "Forada Beach" and Auditors Subdivision of Gov. Lot Two Section 20, T. 127 N., R. 37 W. of the 5th P.M. 100.05 feet to the Northwest corner of said Lot 13, said point being on the Northeasterly line of that land as described in Document Number 18103 and of record in the office of the Douglas County Recorder; thence South 42 degrees 08 minutes 17 seconds East along said Northeasterly line 149.25 feet to the East line of Lot 15, said Block Two and this to be the point of beginning of the land to be described; thence South 42 degrees 00 minutes 06 seconds East 41.27 feet; thence North 71 degrees 18 minutes 24 seconds East 102.81 feet; thence North 13 degrees 16 minutes 24 seconds East 145.30 feet; thence South 89 degrees 57 minutes 18 seconds West 49.11 feet to a line being 393.2 feet West of the East line of said Government Lot 2 as measured perpendicular to said East line of Government Lot 2; thence North 00 degrees 05 minutes 06 seconds West parallel to said East line of Government Lot 2 a distance of 67.97 feet; thence South 89 degrees 53 minutes 01 seconds East 167.90 feet; thence South 13 degrees 16 minutes 24 seconds West 267.19 feet to the South line of said Government Lot 2; thence North 89 degrees 55 minutes 14 seconds West along said South line 215.66 feet to the Southeast corner of said Lot 15; thence North 00 degrees 02 minutes 42 seconds West 48.48 feet to the point of beginning. Containing 0.79 acres more or less. Subject to an existing Forada Beach Road easement of record.

PROPERTY ADDRESS: 11579 Forada Beach Road Se, Alexandria, MN 56308

PROPERTY IDENTIFICATION NUMBER: 75.0013.900

COUNTY IN WHICH PROPERTY IS LOCATED: Douglas

THE AMOUNT CLAIMED TO BE DUE ON THE MORTGAGE ON THE DATE OF THE NOTICE: $160,775.11

THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof;

PURSUANT, to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows:

DATE AND TIME OF SALE: September 20, 2013, 10:00am

PLACE OF SALE: Sheriff's Main Office, 216 7th Avenue W, Alexandria, MN 56308

to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorneys fees allowed by law, subject to redemption within 6 months from the date of said sale by the mortgagor(s) the personal representatives or assigns.

TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property, if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23, is 11:59 p.m. on March 20, 2014.

"THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES SECTION 582.032 DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN 5 UNITS, ARE NOT PROPERTY USED FOR AGRICULTURAL PRODUCTION, AND ARE ABANDONED.

Dated: July 29, 2013

Wells Fargo Bank, NA

Mortgagee

SHAPIRO & ZIELKE, LLP

BY

Lawrence P. Zielke – 152559

Diane F. Mach – 273788

Melissa L. B. Porter – 0337778

Randolph W. Dawdy – 2160X

Ronald W. Spencer – 0104061

Stephanie O. Nelson – 0388918

Gary J. Evers – 0134764

Attorneys for Mortgagee

12550 West Frontage Road,

Ste. 200

Burnsville, MN 55337

(952) 831-4060

THIS IS A COMMUNICATION FROM A DEBT COLLECTOR.

1754541


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