Publish August 8, 15, 22, 29, September 5, 12, 2014
NOTICE OF MORTGAGE
NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage:
DATE OF MORTGAGE: APRIL 17, 2009
ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $40,000.00
MORTGAGOR(S): FRED C. JONES AND NANCY G. JONES, HUSBAND AND WIFE
MORTGAGEE: THE FIRST NATIONAL BANK OF OSAKIS
DATE AND PLACE OF RECORDING: APRIL 21, 2009, OFFICE OF THE DOUGLAS COUNTY RECORDER, MINNESOTA
DOCUMENT NUMBER: 316188
The South 82 feet of Lots 1 and 2, Block 15, except the West 52 feet of the South 82 feet of Lot 1, Block 15, Original Townsite (now City) of Osakis.
COUNTY IN WHICH PROPERTY LOCATED: DOUGLAS
AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $40,589.69
THAT prior to the commencement of this mortgage foreclosure proceeding Mortgagee complied with all notice requirements as required by statute;
THAT no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof;
PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows:
DATE AND TIME OF SALE: OCTOBER 2, 2014; 10:00 A.M.
PLACE OF SALE: THE NORTH DOOR OF THE DOUGLAS COUNTY LAW ENFORCEMENT CENTER, 216 7TH AVENUE WEST, ALEXANDRIA, MINNESOTA 56308
to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorneys fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns.
TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 or the time for redemption is not reduced by judicial order, is 11:59 p.m. on April 2, 2015. If the foregoing date is a Saturday, Sunday or legal holiday, then the date to vacate is the next business day at 11:59 p.m.
AT THE TIME OF THE COMMENCEMENT OF SAID MORTGAGE FORECLOSURE PROCEEDINGS, SAID LANDS WERE NOT AGRICULTURAL LANDS AS DEFINED BY THE MINNESOTA OMNIBUS FARM ACT, LAWS OF 1986, CHAPTER 398.
THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED.
THIS IS AN ATTEMPT TO COLLECT A DEBT. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION.
PURSUANT TO THE FAIR DEBT COLLECTION PRACTICES ACT, YOU ARE ADVISED THAT THIS OFFICE IS DEEMED TO BE A DEBT COLLECTOR. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THIS NOTICE IS REQUIRED BY THE PROVISIONS OF THE FAIR DEBT COLLECTION PRACTICES ACT AND DOES NOT IMPLY THAT WE ARE ATTEMPTING TO COLLECT MONEY FROM ANYONE WHO HAS DISCHARGED THE DEBT UNDER THE BANKRUPTCY LAWS OF THE UNITED STATES.
Mortgagors released from financial obligations on mortgage: None.
Pursuant to Minn. Stat. 580.025, the party foreclosing the Mortgage provides the following information, to the best of its knowledge:
(1) Physical Street Address, City and Zip Code of Mortgaged Premises: 13 East Lake Street, Osakis, 56360
(2) Transaction Agent, Residential Mortgage Servicer, Lender or Broker: The First National Bank of Osakis
(3) Tax Parcel Identification Number of Mortgaged Premises: 93-0167-000
(4) Transaction Agents Mortgage Identification Number, If Stated On Mortgage: 290001
(5) Name of Mortgage Originator, If Stated on Mortgage: The First National Bank of Osakis
Dated: July 31, 2014
THE FIRST NATIONAL
BANK OF OSAKIS
By /s/ Kelly L. Jenzen
Attorney Reg. No. 301917
Attorney for Mortgagee
THIS INSTRUMENT WAS DRAFTED BY:
JOHNSTON LAW OFFICE, P.A.
KELLY L. JENZEN
ATTORNEY AT LAW
510 22nd Avenue East, #101
PO Box 1218
Alexandria MN 56308-1218