Credit cards 101: Helping college students build credit, avoid debt
American college students are swimming in a sea of credit card debt. Despite the CARD Act of 2009, which tightened laws on credit card companies that were doling out cards like candy to every college student on campus, a recent study shows that 70 percent of college students have credit cards. More than 90 percent of those students are carrying a monthly balance. Between 2004 and 2009, the average student credit card debt jumped from $946 to more than $4,100.
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