Consumers urged to shop around for Medicare open enrollment 2013
Medicare open enrollment began on October 15 and will end on December 7. New coverage will begin on January 1, 2014.
The Minnesota Department of Commerce reminds seniors that insurance policies can change. It is important to review any notices regarding changes from their insurance companies and use open enrollment to find health insurance coverage that fits their budget and health needs.
To join a new plan, seniors can either enroll through Medicare or call the new plan. Seniors do not need to do anything if they elect not to make any changes for the next coverage year.
To help Minnesota seniors make informed decisions regarding their Medicare options, the commerce department has the following tips and reminders for Medicare Open Enrollment:
MNsure is for people who do not have health insurance through a job or government program like Medicare. This will not change any of the benefits or coverage for seniors on Medicare.
It is illegal to sell seniors a plan through MNsure if the agent or broker knows that their client currently has a Medicare plan. Seniors need to protect themselves from fraud.
Medicare Part D is supplemental coverage offered by private insurance companies that helps pay for prescription costs. Shop around to see which plan is likely to save the most money. Most Medicare Advantage plans include prescription drug coverage.
Medicare Supplement Insurance policies obtained through private insurance companies (also called Medigap) offer coverage and services that are not provided by original Medicare. Premiums can vary widely from company to company, so compare plans and policies.
For more information about Medicare open enrollment, visit the Medicare website at www.medicare.gov or call 1-800-633-4227.
To select or enroll in a plan, call the Senior LinkAge Line at 1-800-333-2433.