Publish August 15, 22, 29, September 5, 12, 19, 2018
NOTICE OF MORTGAGE
THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION.
NOTICE IS HEREBY GIVEN, that default has occurred in the conditions of the following described mortgage:
DATE OF MORTGAGE: March 30, 2004
ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $235,320.00
MORTGAGOR(S): Robert C. Novak and Christine M. Novak, husband and wife
MORTGAGEE: Mortgage Electronic Registration Systems, Inc.
TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc.
LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON THE MORTGAGE: United Residential Mortgage, LLC
SERVICER: Carrington Mortgage Services, LLC
DATE AND PLACE OF FILING: Filed April 6, 2004, Douglas County Recorder, as Document Number 254713
ASSIGNMENTS OF MORTGAGE: Assigned to: Carrington Mortgage Services, LLC; thereafter assigned to J.P. Morgan Mortgage Acquisition Corp.
LEGAL DESCRIPTION OF PROPERTY:
Lot 4, Block 1, "Ridgewood 4th Addition"
PROPERTY ADDRESS: 1841 Ridgewood Drive NW, Alexandria, MN 56308
PROPERTY IDENTIFICATION NUMBER: 63-0691-285
COUNTY IN WHICH PROPERTY IS LOCATED: Douglas
THE AMOUNT CLAIMED TO BE DUE ON THE MORTGAGE ON THE DATE OF THE NOTICE: $215,596.48
THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof;
PURSUANT, to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows:
DATE AND TIME OF SALE: October 4, 2018, 10:00am
PLACE OF SALE: Sheriff's Main Office, 216 7th Avenue W, Alexandria, MN 56308
to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorneys fees allowed by law, subject to redemption within 6 months from the date of said sale by the mortgagor(s) the personal representatives or assigns.
TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property, if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23, is 11:59 p.m. on April 4, 2019, or the next business day if April 4, 2019 falls on a Saturday, Sunday or legal holiday.
"THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES SECTION 582.032 DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN 5 UNITS, ARE NOT PROPERTY USED FOR AGRICULTURAL PRODUCTION, AND ARE ABANDONED.
Dated: August 8, 2018
J.P. Morgan Mortgage
Assignee of Mortgagee
SHAPIRO & ZIELKE, LLP
Lawrence P. Zielke - 152559
Melissa L. B. Porter - 0337778
Randolph W. Dawdy - 2160X
Gary J. Evers - 0134764
Tracy J. Halliday - 034610X
Attorneys for Mortgagee
Shapiro & Zielke, LLP
12550 West Frontage Road, Suite 200
Burnsville, MN 55337
THIS IS A COMMUNICATION FROM A DEBT COLLECTOR